All comparisons

Payment acceptance for your business.

Compare Stripe, Xendit and PayMongo by published market coverage, payment links and integration needs.

3 researched platforms · Source checked 2026-10-09 · Exact plan prices are not yet compared.

2 capability requirements selected · Confirm exact plan limits and total cost with the provider.

Payments and billing platform

Stripe

Hosted payment links and APIs, including subscription workflows.

Market suitability · AustraliaCountry listed · approval required

Local checks still required

Why this result?

Order: published country access first, then unverified access, Preview and countries absent from the list. Within each group: fewer unmet requirements, fewer unknowns, then feature fit. Email ties use reference price. No paid placement.

Country listed · approval required

The provider documents this country. Business verification, industry restrictions and settlement approval still apply.

Stripe ↗

Market sources checked:

Local total cost · AUD

Compare the final quote in the currency below, including applicable taxes, withholding, exchange and settlement fees. Displayed USD prices are reference prices; a budget match is provisional.

Tax & invoicing

Confirm the rules and rollout phase for your turnover, tax registration and business type. Ask the provider to demonstrate the required local invoice submission and reporting. A generic invoice feature is not proof of compliance.

ATO · accounting for GST ↗

Privacy & communications

Check lawful use of customer data, marketing permissions and opt-outs, retention and cross-border transfers. Request the provider’s data-processing terms and hosting locations. Customer countries can add obligations.

OAIC · personal information ↗

Market sources checked:

These are checks to complete, not a legal or tax clearance. Product compliance remains unverified until the exact edition and your circumstances are confirmed.

Cost model: Market and payment-method dependent

3 confirmed · 0 to verify · 0 not supported · Platform capabilities; plan inclusions vary.

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Philippines payment acceptance

PayMongo

Hosted payment links supporting methods such as cards, e-wallets and QR Ph.

Market suitability · AustraliaAvailability not verified

Local checks still required

Why this result?

Order: published country access first, then unverified access, Preview and countries absent from the list. Within each group: fewer unmet requirements, fewer unknowns, then feature fit. Email ties use reference price. No paid placement.

Availability not verified

Country-specific sign-up, app-store access, local language support and billing are not verified. A translated website is not evidence of availability.

Local total cost · AUD

Compare the final quote in the currency below, including applicable taxes, withholding, exchange and settlement fees. Displayed USD prices are reference prices; a budget match is provisional.

Tax & invoicing

Confirm the rules and rollout phase for your turnover, tax registration and business type. Ask the provider to demonstrate the required local invoice submission and reporting. A generic invoice feature is not proof of compliance.

ATO · accounting for GST ↗

Privacy & communications

Check lawful use of customer data, marketing permissions and opt-outs, retention and cross-border transfers. Request the provider’s data-processing terms and hosting locations. Customer countries can add obligations.

OAIC · personal information ↗

Market sources checked:

These are checks to complete, not a legal or tax clearance. Product compliance remains unverified until the exact edition and your circumstances are confirmed.

Cost model: Payment-method dependent

2 confirmed · 1 to verify · 0 not supported · Platform capabilities; plan inclusions vary.

Visit provider ↗
Regional payments platform

Xendit

Regional payment infrastructure with card coverage documented across six Southeast Asian markets.

Market suitability · AustraliaAvailability not verified

Local checks still required

Why this result?

Order: published country access first, then unverified access, Preview and countries absent from the list. Within each group: fewer unmet requirements, fewer unknowns, then feature fit. Email ties use reference price. No paid placement.

Availability not verified

Country-specific sign-up, app-store access, local language support and billing are not verified. A translated website is not evidence of availability.

Local total cost · AUD

Compare the final quote in the currency below, including applicable taxes, withholding, exchange and settlement fees. Displayed USD prices are reference prices; a budget match is provisional.

Tax & invoicing

Confirm the rules and rollout phase for your turnover, tax registration and business type. Ask the provider to demonstrate the required local invoice submission and reporting. A generic invoice feature is not proof of compliance.

ATO · accounting for GST ↗

Privacy & communications

Check lawful use of customer data, marketing permissions and opt-outs, retention and cross-border transfers. Request the provider’s data-processing terms and hosting locations. Customer countries can add obligations.

OAIC · personal information ↗

Market sources checked:

These are checks to complete, not a legal or tax clearance. Product compliance remains unverified until the exact edition and your circumstances are confirmed.

Cost model: Market and payment-method dependent

2 confirmed · 1 to verify · 0 not supported · Platform capabilities; plan inclusions vary.

Visit provider ↗
THE DETAILS THAT CHANGE YOUR CHOICE

Stripe

Payment links

Published capability — verify your plan

Developer API

Published capability — verify your plan

Published country access (approval required)

Published capability — verify your plan

Worth knowing

Singapore, Malaysia and Thailand are listed for availability. Indonesia is marked Preview. Onboarding and payment-method approval still apply.

Published availability is not approval for every business or payment method.

Source checked 2026-10-09 · Original research summary, not hands-on testing.

How to choose payment acceptance

Your business registration country matters before transaction fees. A provider accepting a customer’s card does not mean it can onboard your business locally.

Compare the payment methods your customers use, settlement currency and timing, refunds, disputes and any subscription or integration charges. Request a quote for your actual transaction mix.

Can I use any payment provider in Southeast Asia?

No. Merchant onboarding, payment methods and settlement vary by country and business type. A published country listing is a starting point, not account approval.

Can I take payments without building a website?

Payment links provide a hosted checkout that you can share. Verify available methods, fees and merchant eligibility for your country.

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