Travel & rewards cards

Australian card coverage is not yet available. Choose another issuing country only if it applies to you; overseas cards are not a substitute for Australian eligibility.

1 researched cards · Source checked 2026-10-09 · Country-specific terms; issuer approval required.

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Free to compare. Card fees still apply. Credit interest and fees can outweigh rewards; check affordability and repay in full where possible. General information, not personalised financial advice.

1 cards in this selection

Personal

Philippines · Personal credit card

BPI Signature

Published base feePHP 5,500per year

Two reward points are not two miles. First-year waiver; lounge access is airport-specific.

Main limitation: Issuer approval, fees and exclusions still apply; benefits alone do not establish value.

Miles / travel rewardsConditional lounge access

Eligibility, rewards and fee conditions

Full original research is in English; the issuer’s current terms govern.

First-year annual membership fee waived; displayed fee applies from year two. Two BPI Rewards Points per PHP20 eligible spend, not two airline miles. Published foreign-exchange conversion fee 1.85%; verify full transaction treatment. Lounge access is specifically described for PAGSS international lounge in NAIA 1, not all airports. Income, Philippine residence and approval requirements need confirmation; exclusions and reward-conversion terms apply.

Read issuer terms 2 ↗

Read issuer terms ↗Checked: 2026-10-09

Compare the fees

Base fees exclude transaction, FX, interest, issuance and other charges unless stated. Open each card’s conditions for waivers. No cross-currency price ranking or assumed reward value.

Compare the fees
Card	Issuing market	Published base fee
BPI Signature	Philippines	PHP 5,500 / per year

Base fees exclude transaction, FX, interest, issuance and other charges unless stated. Open each card’s conditions for waivers. No cross-currency price ranking or assumed reward value.

Conditions can change; welcome bonuses are excluded from this comparison.

Now Comms Asia · Evidence & editorial responsibility

Researched from provider documents. No paid rankings. Operated by Now Comms Asia.

These are documented capabilities, not hands-on test scores. Local approval and exact plan terms can still change the choice. Editorial fit statements are our interpretation of the sources.

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