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AUSTRALIAN EDITION
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Travel & rewards cards

Australian card coverage is not yet available. Choose another issuing country only if it applies to you; overseas cards are not a substitute for Australian eligibility.

3 researched cards · Source checked 2026-10-09 · Country-specific terms; issuer approval required.

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Other settings use starting assumptions. You can refine them below.

Refine details (optional)Singapore

Free to compare. Card fees still apply. Credit interest and fees can outweigh rewards; check affordability and repay in full where possible. General information, not personalised financial advice.

3 cards in this selection

Personal

Singapore · Personal credit card

DBS Altitude Visa Signature

Published base feeSGD 196.20per year

The annual-spend fee waiver ended in August 2026. Confirm eligibility and redemption fees.

Main limitation: Issuer approval, fees and exclusions still apply; benefits alone do not establish value.

Miles / travel rewardsConditional lounge access
Eligibility, rewards and fee conditions

Full original research is in English; the issuer’s current terms govern.

Principal fee includes GST. First year waived; the S$25,000 annual-spend waiver ended on 1 August 2026. Up to 1.3 miles/S$1 local and 2.2 overseas foreign-currency spend; exclusions, rounding and conversion fees apply. Ages 21–75; Singaporean/PR income S$30,000/year up to age 55, S$15,000 from 56; foreigners S$45,000. Visa lounge benefit requires enrolment and has visit limits. Eligibility and approval remain with DBS.

Read issuer terms ↗Checked:
Singapore · Personal debit card

Wise personal debit card

Published base feeSGD 0per year

No subscription fee. Confirm card issuance, FX and ATM charges; this is a debit alternative.

Main limitation: Issuer approval, fees and exclusions still apply; benefits alone do not establish value.

Multi-currency spending
Eligibility, rewards and fee conditions

Full original research is in English; the issuer’s current terms govern.

No subscription fee. A travel-spending alternative, not a credit or airline-miles card. Conversion, ATM and other usage charges can apply. Card-order pricing differed between the indexed page and current fee page during review: confirm the displayed issue/delivery quote before ordering. Singapore residence and identity verification are required; a trip to Singapore does not establish eligibility. Local Singapore ATM withdrawals are restricted.

Read issuer terms 2 ↗

Read issuer terms ↗Checked:

Business

Singapore · Business spending card

Airwallex Explore · corporate cards

Published base feeSGD 0per month

Business use only. A free base plan does not remove FX, extra-user or other usage charges.

Main limitation: Issuer approval, fees and exclusions still apply; benefits alone do not establish value.

Multi-currency spendingEmployee spending controls
Eligibility, rewards and fee conditions

Full original research is in English; the issuer’s current terms govern.

Explore base plan, not a promise of zero total cost. The pricing page lists five free spend users monthly and ten free company cards; additional usage, FX and other charges can apply. Company and employee cards support business expense controls. This is not a personal rewards credit-card recommendation; no cash-back rate is verified here. Singapore business onboarding and supported-entity checks apply; confirm funding arrangements and all fees before use.

Read issuer terms 2 ↗

Read issuer terms ↗Checked:
Compare the fees

Base fees exclude transaction, FX, interest, issuance and other charges unless stated. Open each card’s conditions for waivers. No cross-currency price ranking or assumed reward value.

Compare the fees
CardIssuing marketPublished base fee
Airwallex Explore · corporate cardsSingaporeSGD 0 / per month
DBS Altitude Visa SignatureSingaporeSGD 196.20 / per year
Wise personal debit cardSingaporeSGD 0 / per year

Base fees exclude transaction, FX, interest, issuance and other charges unless stated. Open each card’s conditions for waivers. No cross-currency price ranking or assumed reward value.

Conditions can change; welcome bonuses are excluded from this comparison.

Now Comms Asia · Evidence & editorial responsibility

Researched from provider documents. No paid rankings. Operated by Now Comms Asia.

These are documented capabilities, not hands-on test scores. Local approval and exact plan terms can still change the choice. Editorial fit statements are our interpretation of the sources.

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Buying guide & related comparisons

How to choose travel & rewards cards

Choose your residence country for personal cards or your business registration country for business cards. Travel destination alone does not establish eligibility.

Compare ordinary spending rewards after fees, foreign-exchange costs, exclusions and redemption charges. Points are not cash and different programmes use different conversion rates.

For credit cards, paying interest can outweigh rewards. Check the full repayment terms and affordability; this is general product information, not personal financial advice.

Does a listed card mean I can get it?

No. The issuer decides based on its current residence, income, identity and credit requirements. We do not collect income, assess creditworthiness or guarantee approval.

Why are there no overall best-card scores?

Currencies, reward programmes and eligibility differ. This starting selection is not exhaustive. Filter the issuing market and personal or business use, then read the conditions. Listed benefits are not a personalised recommendation.

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