HSBC TravelOne
Check the issuance fee as well as annual fee. Income and approved residence locations matter.
Main limitation: Issuer approval, fees and exclusions still apply; benefits alone do not establish value.
Eligibility, rewards and fee conditions
Full original research is in English; the issuer’s current terms govern.
Principal annual fee; published issuance fee is also VND1,650,000 before any qualifying promotion. Foreign-currency administration fee 1.99%. Age 21+; salaried Vietnamese income VND15m/month, or VND40m for self-employed Vietnamese, business owners and salaried foreigners. Residence and work must be in listed cities/provinces; check the issuer list. Airline/hotel redemptions and lounge access have conditions. We use the current product fee table, not older application-page fees.